#LOAN REFINANCE CALCULATOR FULL#

During an interest only period, your interest only payments won’t reduce your loan balance. We have different rates that apply, depending on whether you’re making interest only payments or principal and interest repayments. Interest rates referenced are current rates and may change at any time

#LOAN REFINANCE CALCULATOR FULL#

Please refer to the Wealth Package Fact Sheet or Mortgage Advantage Fact Sheet and Package Terms and Conditions for full details. It cannot be established in the name of a business or family investment trust. The package can be established in the name of one or two individual’s name/s, or in the name of a corporate entity. A non-refundable annual fee of $395 is payable in advance. Eligible home loans include: Standard Variable Rate home loan, Fixed Rate home loans and Viridian Line of Credit. Package lending balance is the sum of the account balance of eligible home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. The current reference rates including for Interest Only payments can be found here.Ģ To apply for a Wealth Package, you must have an eligible home loan or line of credit with an initial package lending balance of at least $150,000 at the time of your application. Breakdown of repayments can be viewed in the “End of Year Breakdown” tab above the graphġ Rate/s apply to new lending only and may include a margin below or above the applicable reference rate.Fees and charges relating to our home loans (PDF).Only 1 to 5 Year Fixed Rates are available at the point of application. However if you select a loan term of 5 years or less in this calculator, not all fixed rates are available for selection.Ongoing fees during the life of your new home loan.Upfront fees when you establish your new home loan.Exit fees associated with leaving your current lender.The possible fees and charges that may be involved can be split into three main categories: When working out if refinancing may be right for you, consider the costs of a refinance with the benefits you could receive from your new home loan.Interest Only payments may be available at application. The repayment amounts are based on Principal and Interest and assume the interest rates do not change.Calculations are estimates provided as a guide only and do not take into account fees, charges or other amounts that may be charged to your loan.

Loan refinance calculator